Terms & Conditions

Effective Date: 7/25/25

Welcome to Indexed Legacy ("we," "our," or "us"). By accessing or using our services—including insurance consultations, policy reviews, and related communications (the "Services"), including SMS messaging—you agree to comply with and be bound by these Terms & Conditions.

1. Acceptance of Terms

By using our website or services, including opting in to receive SMS messages, you agree to these Terms & Conditions. If you do not agree, you may not use the services.

2. Use of Services

You agree to use our website and services only for lawful purposes. You may not:

Violate any applicable federal or state laws, including A2P 10DLC compliance regulations for SMS communications.

Interfere with or disrupt our services, networks, or systems.

Attempt to gain unauthorized access to data or systems.

3. SMS Messaging Terms (A2P 10DLC Compliance)

By providing your mobile number and opting in to receive text messages from Indexed Legacy:

You consent to receive transactional messages (e.g., appointment reminders, policy updates) and/or marketing messages (e.g., offers, promotions, and service announcements).

Message frequency may vary.

Message and data rates may apply.

You may opt out at any time by replying STOP. A final confirmation may be sent.

Text HELP for customer support.

Your mobile number will not be shared or sold to third parties for their marketing use. Consent is not required to purchase services.

4. Intellectual Property

All content on our website—such as text, graphics, branding, and images—is the property of Indexed Legacy or its licensors. You may not reproduce or distribute any content without our written permission.

5. Limitation of Liability

To the fullest extent permitted by law, Indexed Legacy shall not be liable for:

Indirect, incidental, or consequential damages resulting from the use of our site or services.

Delays or failures in message delivery due to factors outside of our control, including carrier issues or technical outages.

6. Termination

We may suspend or terminate your access to services, including SMS communications, at any time without notice if you violate these Terms.

7. Privacy Policy

Use of our services is governed by our Privacy Policy, which outlines how your personal and contact information is collected, stored, and used.

8. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the State of Florida. Any legal disputes must be filed in a court of competent jurisdiction in Florida.

9. Modifications to Terms

We may update these Terms periodically. Any changes will be posted to this page, and the "Effective Date" will reflect the latest version.

10. Contact Information

For any questions or concerns about these Terms or our SMS service, please contact us at:

Business Name: Indexed Legacy, LLC.
Phone: (813) 694-9729
Email: [email protected]